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 First Bank of Alabama
First Bank of Alabama
| RSSD ID 257233 | CERTIFICATE 2832 | ABA NUMBER 62200961 |
| 120 North St E |
Quarter Ended : |
2025-12-31 |
| Talladega, Alabama, 35160 |
Updated : |
2026-01-23 |
| www.fbal.bank |
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| Institution Profile |
| Year Opened : |
1848 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
148 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,203,765 |
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Total Interest Income | 63,558 |
| Total Liabilities | 1,109,253 |
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Total NonInterest Income | 17,687 |
| Total Bank Equity Capital | 94,512 |
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Total Interest Expense | 21,203 |
| Total Deposits | 1,077,553 |
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Total NonInterest Expense | 29,028 |
| Net Loans & Leases | 708,805 |
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Net Income | 18,698 |
| Loan Loss Allowance | 9,446 |
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Net Charge Offs | 5,824 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 132,403 |
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Total loans | 727,770 |
| Total assets for the leverage ratio | 1,158,426 |
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Loans secured by real estate: | 588,325 |
| Tier 1 Leverage Ratio | 10.58 |
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Commercial and industrial loans | 123,515 |
| Tier 1 Capital Ratio | 13.95 |
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Loans to individuals - Credit Cards | 2,457 |
| Total Capital Ratio | 15.07 |
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Loans to individuals - Other | 11,506 |
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:· First Bank of Alabama
