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 First Bank of Alabama
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First Bank of Alabama
| RSSD ID 257233 | CERTIFICATE 2832 | ABA NUMBER 62200961 |
| 120 North St E |
Quarter Ended : |
2026-03-31 |
| Talladega, Alabama, 35160 |
Updated : |
2026-04-30 |
| www.fbal.bank |
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| Institution Profile |
| Year Opened : |
1848 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
17 |
Number of Employees : |
182 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,370,032 |
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Total Interest Income | 17,521 |
| Total Liabilities | 1,263,565 |
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Total NonInterest Income | 1,562 |
| Total Bank Equity Capital | 106,467 |
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Total Interest Expense | 4,768 |
| Total Deposits | 1,224,927 |
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Total NonInterest Expense | 8,446 |
| Net Loans & Leases | 806,940 |
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Net Income | 4,629 |
| Loan Loss Allowance | 10,475 |
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Net Charge Offs | (205) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 142,195 |
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Total loans | 740,795 |
| Total assets for the leverage ratio | 1,232,700 |
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Loans secured by real estate: | 600,126 |
| Tier 1 Leverage Ratio | 10.65 |
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Commercial and industrial loans | 125,642 |
| Tier 1 Capital Ratio | 12.45 |
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Loans to individuals - Credit Cards | 2,501 |
| Total Capital Ratio | 13.49 |
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Loans to individuals - Other | 11,639 |
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:· First Bank of Alabama
