NORTHUMBERLAND BANCORP Financial Reports

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Off Balance Sheet
::	Holding Company Credit Default Swaps
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NORTHUMBERLAND BANCORP

Institution Profile

Year Opened :

1997

Institution Type :

Holding Company

Reserve District :

Philadelphia

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Related Bank / Thrift	Assets	Asset Concentration
The Northumberland National Bank	681,236	All Other Under 1 Billion

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	65,479	Total Operating Income	568
Total Liabilities	9,881	Total Operating Expenses	324
Total Equity Capital	55,598	Equity in Undistributed Income	1,706
		Net income (loss)	1,991

Miscellaneous
Cash Dividends Declared by Bank Holding Company	603
Total Consolidated Assets of Bank Holding Company	691,729

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury