|
 |
 |
|
First Federal Savings Bank
|
First Federal Savings Bank
| RSSD ID 257578 | CERTIFICATE 31516 | ABA NUMBER 274970827 |
| 301 E 9th St |
Quarter Ended : |
2026-06-30 |
| Rochester, Indiana, 46975 |
Updated : |
2026-07-30 |
| www.firstfederalbanking.com |
|
| Institution Profile |
| Year Opened : |
1965 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
129 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
| Total Assets | 686,611 |
|
Total Interest Income | 17,298 |
| Total Liabilities | 623,457 |
|
Total NonInterest Income | 5,262 |
| Total Bank Equity Capital | 63,154 |
|
Total Interest Expense | 6,541 |
| Total Deposits | 540,425 |
|
Total NonInterest Expense | 12,112 |
| Net Loans & Leases | 576,199 |
|
Net Income | 3,331 |
| Loan Loss Allowance | 6,104 |
|
Net Charge Offs | 0 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 593,535 |
| Total assets for the leverage ratio | 696,102 |
|
Loans secured by real estate: | 576,659 |
| Tier 1 Leverage Ratio | 9.31 |
|
Commercial and industrial loans | 12,251 |
| Off Balance Sheet Exposures (%) | 13.79 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 759 |
|
|
|
|