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First Federal Savings Bank
First Federal Savings Bank
RSSD ID 257578 | CERTIFICATE 31516 | ABA NUMBER 274970827 |
301 E 9th St |
Quarter Ended : |
2025-03-31 |
Rochester, Indiana, 46975 |
Updated : |
2025-04-29 |
www.firstfederalbanking.com |
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Institution Profile |
Year Opened : |
1965 |
Institution Type : |
Savings bank |
Entity Type : |
Federal |
Federal Regulator : |
OCC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
051 |
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Specialization : |
Mortgage Lending Specialization |
Number of Offices : |
6 |
Number of Employees : |
123 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 629,095 |
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Total Interest Income | 7,964 |
Total Liabilities | 571,077 |
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Total NonInterest Income | 2,596 |
Total Bank Equity Capital | 58,018 |
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Total Interest Expense | 3,544 |
Total Deposits | 502,422 |
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Total NonInterest Expense | 5,393 |
Net Loans & Leases | 531,404 |
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Net Income | 1,318 |
Loan Loss Allowance | 5,782 |
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Net Charge Offs | 34 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 65,524 |
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Total loans | 568,952 |
Total assets for the leverage ratio | 655,329 |
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Loans secured by real estate: | 557,028 |
Tier 1 Leverage Ratio | 9.19 |
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Commercial and industrial loans | 11,328 |
Tier 1 Capital Ratio | 14.19 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 15.44 |
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Loans to individuals - Other | 576 |
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