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 The State Savings Bank of Manistique
The State Savings Bank of Manistique
| RSSD ID 259956 | CERTIFICATE 13249 | ABA NUMBER 91110093 |
| 101 S Cedar St |
Quarter Ended : |
2025-09-30 |
| Manistique, Michigan, 49854 |
Updated : |
2025-10-28 |
| www.statesavingsbank.com |
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| Institution Profile |
| Year Opened : |
1917 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
26 |
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| Related Company Filings |
Regulator |
 SSB INC |
FED |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 169,427 |
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Total Interest Income | 5,212 |
| Total Liabilities | 155,817 |
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Total NonInterest Income | 532 |
| Total Bank Equity Capital | 13,610 |
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Total Interest Expense | 1,881 |
| Total Deposits | 140,600 |
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Total NonInterest Expense | 2,717 |
| Net Loans & Leases | 86,267 |
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Net Income | 947 |
| Loan Loss Allowance | 933 |
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Net Charge Offs | 109 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 86,748 |
| Total assets for the leverage ratio | 167,487 |
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Loans secured by real estate: | 69,762 |
| Tier 1 Leverage Ratio | 10.2 |
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Commercial and industrial loans | 9,262 |
| Off Balance Sheet Exposures (%) | 6.21 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,946 |
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:· The State Savings Bank of Manistique
