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 Crystal Lake Bank and Trust Company, National Association
Crystal Lake Bank and Trust Company, National Association
| RSSD ID 2624400 | CERTIFICATE 34681 | ABA NUMBER 71925787 |
| 70 N Williams St |
Quarter Ended : |
2025-03-31 |
| Crystal Lake, Illinois, 60014 |
Updated : |
2025-04-30 |
| crystallakebank.com |
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| Institution Profile |
| Year Opened : |
1997 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
58 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,832,095 |
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Total Interest Income | 25,848 |
| Total Liabilities | 1,664,851 |
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Total NonInterest Income | 1,383 |
| Total Bank Equity Capital | 167,244 |
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Total Interest Expense | 10,382 |
| Total Deposits | 1,502,775 |
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Total NonInterest Expense | 5,797 |
| Net Loans & Leases | 1,432,510 |
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Net Income | 6,783 |
| Loan Loss Allowance | 12,042 |
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Net Charge Offs | 161 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 191,882 |
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Total loans | 1,389,353 |
| Total assets for the leverage ratio | 1,811,957 |
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Loans secured by real estate: | 565,393 |
| Tier 1 Leverage Ratio | 9.83 |
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Commercial and industrial loans | 564,058 |
| Tier 1 Capital Ratio | 10.82 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.66 |
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Loans to individuals - Other | 224,982 |
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:· Crystal Lake Bank and Trust Company, National Association
