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Peoples State Bank
Peoples State Bank
| RSSD ID 262844 | CERTIFICATE 12814 | ABA NUMBER 75908658 |
| 301 E Blackhawk Ave |
Quarter Ended : |
2025-09-30 |
| Prairie Du Chien, Wisconsin, 53821 |
Updated : |
2025-10-30 |
| www.peoplesfinancial.com |
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| Institution Profile |
| Year Opened : |
1915 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
19 |
Number of Employees : |
149 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 934,635 |
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Total Interest Income | 31,945 |
| Total Liabilities | 844,509 |
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Total NonInterest Income | 2,680 |
| Total Bank Equity Capital | 90,126 |
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Total Interest Expense | 10,215 |
| Total Deposits | 778,313 |
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Total NonInterest Expense | 16,234 |
| Net Loans & Leases | 575,077 |
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Net Income | 7,560 |
| Loan Loss Allowance | 9,361 |
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Net Charge Offs | 69 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 116,070 |
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Total loans | 578,590 |
| Total assets for the leverage ratio | 940,395 |
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Loans secured by real estate: | 416,252 |
| Tier 1 Leverage Ratio | 11.47 |
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Commercial and industrial loans | 68,529 |
| Tier 1 Capital Ratio | 16.37 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.62 |
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Loans to individuals - Other | 9,260 |
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