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 State Bank Financial
State Bank Financial
| RSSD ID 2631172 | CERTIFICATE 10383 | ABA NUMBER 91800316 |
| 401 Main St |
Quarter Ended : |
2025-12-31 |
| La Crosse, Wisconsin, 54601 |
Updated : |
2026-01-23 |
| www.statebankfinancial.bank |
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| Institution Profile |
| Year Opened : |
1858 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
62 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 519,820 |
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Total Interest Income | 23,807 |
| Total Liabilities | 473,014 |
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Total NonInterest Income | 2,222 |
| Total Bank Equity Capital | 46,806 |
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Total Interest Expense | 9,582 |
| Total Deposits | 406,657 |
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Total NonInterest Expense | 10,451 |
| Net Loans & Leases | 325,895 |
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Net Income | 6,125 |
| Loan Loss Allowance | 2,837 |
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Net Charge Offs | (70) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 53,779 |
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Total loans | 330,821 |
| Total assets for the leverage ratio | 508,808 |
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Loans secured by real estate: | 273,073 |
| Tier 1 Leverage Ratio | 10.01 |
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Commercial and industrial loans | 40,413 |
| Tier 1 Capital Ratio | 13.8 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.57 |
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Loans to individuals - Other | 3,715 |
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:· State Bank Financial
