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First Kentucky Bank, Inc.
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First Kentucky Bank, Inc.
| RSSD ID 263243 | CERTIFICATE 21247 | ABA NUMBER 83901113 |
| 223 S 6th St |
Quarter Ended : |
2026-03-31 |
| Mayfield, Kentucky, 42066 |
Updated : |
2026-04-16 |
| www.firstkentucky.com |
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| Institution Profile |
| Year Opened : |
1899 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
112 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 594,932 |
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Total Interest Income | 7,150 |
| Total Liabilities | 550,629 |
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Total NonInterest Income | 993 |
| Total Bank Equity Capital | 44,303 |
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Total Interest Expense | 2,352 |
| Total Deposits | 519,456 |
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Total NonInterest Expense | 3,921 |
| Net Loans & Leases | 351,730 |
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Net Income | 1,820 |
| Loan Loss Allowance | 4,798 |
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Net Charge Offs | 44 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 60,486 |
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Total loans | 353,107 |
| Total assets for the leverage ratio | 601,697 |
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Loans secured by real estate: | 281,100 |
| Tier 1 Leverage Ratio | 9.24 |
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Commercial and industrial loans | 25,198 |
| Tier 1 Capital Ratio | 13.57 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.77 |
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Loans to individuals - Other | 36,131 |
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