|
 |
|
|
 Macatawa Bank, National Association
Macatawa Bank, National Association
| RSSD ID 2634351 | CERTIFICATE 34618 | ABA NUMBER 72413845 |
| 10753 Macatawa Dr |
Quarter Ended : |
2025-06-30 |
| Holland, Michigan, 49424 |
Updated : |
2025-07-30 |
| www.macatawabank.com |
|
| Institution Profile |
| Year Opened : |
1997 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
29 |
Number of Employees : |
179 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,484,457 |
|
Total Interest Income | 83,677 |
| Total Liabilities | 2,952,790 |
|
Total NonInterest Income | 4,415 |
| Total Bank Equity Capital | 531,667 |
|
Total Interest Expense | 22,793 |
| Total Deposits | 2,925,597 |
|
Total NonInterest Expense | 35,893 |
| Net Loans & Leases | 1,803,317 |
|
Net Income | 17,191 |
| Loan Loss Allowance | 22,992 |
|
Net Charge Offs | 172 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 339,043 |
|
Total loans | 1,709,184 |
| Total assets for the leverage ratio | 3,111,405 |
|
Loans secured by real estate: | 826,918 |
| Tier 1 Leverage Ratio | 10.22 |
|
Commercial and industrial loans | 848,000 |
| Tier 1 Capital Ratio | 15.57 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.6 |
|
Loans to individuals - Other | 2,183 |
|
|
|
|
:· Macatawa Bank, National Association
