|
 |
 |
|
Macatawa Bank, National Association
|
Macatawa Bank, National Association
| RSSD ID 2634351 | CERTIFICATE 34618 | ABA NUMBER 72413845 |
| 10753 Macatawa Dr |
Quarter Ended : |
2026-03-31 |
| Holland, Michigan, 49424 |
Updated : |
2026-04-30 |
| www.macatawabank.com |
|
| Institution Profile |
| Year Opened : |
1997 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
28 |
Number of Employees : |
176 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
| Total Assets | 3,479,542 |
|
Total Interest Income | 45,273 |
| Total Liabilities | 2,921,368 |
|
Total NonInterest Income | 2,919 |
| Total Bank Equity Capital | 558,174 |
|
Total Interest Expense | 12,320 |
| Total Deposits | 2,879,981 |
|
Total NonInterest Expense | 15,610 |
| Net Loans & Leases | 2,646,927 |
|
Net Income | 17,696 |
| Loan Loss Allowance | 20,276 |
|
Net Charge Offs | 73 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
| Total capital | 381,806 |
|
Total loans | 2,664,800 |
| Total assets for the leverage ratio | 3,295,512 |
|
Loans secured by real estate: | 978,801 |
| Tier 1 Leverage Ratio | 10.88 |
|
Commercial and industrial loans | 1,395,907 |
| Tier 1 Capital Ratio | 12.05 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.83 |
|
Loans to individuals - Other | 250,814 |
|
|
|
|