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 The First National Bank of Waverly
The First National Bank of Waverly
| RSSD ID 263627 | CERTIFICATE 6725 | ABA NUMBER 44206475 |
| 107 N Market St |
Quarter Ended : |
2025-09-30 |
| Waverly, Ohio, 45690 |
Updated : |
2025-10-23 |
| www.thefirstnational.com |
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| Institution Profile |
| Year Opened : |
1901 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
33 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 212,751 |
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Total Interest Income | 5,296 |
| Total Liabilities | 194,559 |
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Total NonInterest Income | 754 |
| Total Bank Equity Capital | 18,192 |
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Total Interest Expense | 1,947 |
| Total Deposits | 189,554 |
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Total NonInterest Expense | 3,811 |
| Net Loans & Leases | 92,078 |
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Net Income | 352 |
| Loan Loss Allowance | 810 |
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Net Charge Offs | (158) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 19,027 |
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Total loans | 94,673 |
| Total assets for the leverage ratio | 215,457 |
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Loans secured by real estate: | 78,239 |
| Tier 1 Leverage Ratio | 8.44 |
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Commercial and industrial loans | 7,141 |
| Tier 1 Capital Ratio | 19.97 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.89 |
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Loans to individuals - Other | 1,980 |
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:· The First National Bank of Waverly
