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 The First National Bank of Waverly
The First National Bank of Waverly
| RSSD ID 263627 | CERTIFICATE 6725 | ABA NUMBER 44206475 |
| 107 N Market St |
Quarter Ended : |
2025-03-31 |
| Waverly, Ohio, 45690 |
Updated : |
2025-04-11 |
| www.thefirstnational.com |
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| Institution Profile |
| Year Opened : |
1901 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
38 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 218,554 |
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Total Interest Income | 1,792 |
| Total Liabilities | 200,702 |
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Total NonInterest Income | 245 |
| Total Bank Equity Capital | 17,852 |
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Total Interest Expense | 749 |
| Total Deposits | 195,512 |
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Total NonInterest Expense | 1,297 |
| Net Loans & Leases | 101,202 |
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Net Income | 12 |
| Loan Loss Allowance | 733 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 18,602 |
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Total loans | 102,812 |
| Total assets for the leverage ratio | 220,850 |
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Loans secured by real estate: | 82,890 |
| Tier 1 Leverage Ratio | 8.08 |
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Commercial and industrial loans | 7,484 |
| Tier 1 Capital Ratio | 18.07 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.83 |
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Loans to individuals - Other | 2,335 |
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:· The First National Bank of Waverly
