GUARANTY BANCORP, INC. Financial Reports

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:· GUARANTY BANCORP, INC.

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Off Balance Sheet
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GUARANTY BANCORP, INC.

Institution Profile

Year Opened :

1997

Institution Type :

Holding Company

Reserve District :

Boston

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Related Bank / Thrift	Assets	Asset Concentration
Woodsville Guaranty Savings Bank	669,787	Mortgage Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	47,960	Total Operating Income	789
Total Liabilities	13,072	Total Operating Expenses	357
Total Equity Capital	34,888	Equity in Undistributed Income	195
		Net income (loss)	599

Miscellaneous
Cash Dividends Declared by Bank Holding Company	423
Total Consolidated Assets of Bank Holding Company	675,181

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury