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LendingClub Bank, National Association
LendingClub Bank, National Association
| RSSD ID 264772 | CERTIFICATE 32551 | ABA NUMBER 124303256 |
| 2701 N Thanksgiving Way |
Quarter Ended : |
2025-09-30 |
| Lehi, Utah, 84043 |
Updated : |
2025-10-28 |
| www.lendingclub.com |
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| Institution Profile |
| Year Opened : |
1987 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Consumer Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
1,091 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 10,967,271 |
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Total Interest Income | 710,329 |
| Total Liabilities | 9,712,285 |
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Total NonInterest Income | 256,111 |
| Total Bank Equity Capital | 1,254,986 |
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Total Interest Expense | 248,312 |
| Total Deposits | 9,518,173 |
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Total NonInterest Expense | 450,048 |
| Net Loans & Leases | 4,572,023 |
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Net Income | 92,845 |
| Loan Loss Allowance | 267,774 |
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Net Charge Offs | 111,845 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 1,228,263 |
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Total loans | 6,041,040 |
| Total assets for the leverage ratio | 10,471,994 |
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Loans secured by real estate: | 616,317 |
| Tier 1 Leverage Ratio | 10.85 |
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Commercial and industrial loans | 159,378 |
| Tier 1 Capital Ratio | 15.83 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.11 |
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Loans to individuals - Other | 5,265,344 |
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