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 Farmers and Merchants Bank of St. Clair
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Farmers and Merchants Bank of St. Clair
| RSSD ID 266851 | CERTIFICATE 14056 | ABA NUMBER 81914131 |
| 959 N Commercial Ave |
Quarter Ended : |
2026-03-31 |
| Saint Clair, Missouri, 63077 |
Updated : |
2026-04-23 |
| www.fmb4banking.bank |
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| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
55 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 343,040 |
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Total Interest Income | 4,485 |
| Total Liabilities | 303,955 |
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Total NonInterest Income | 604 |
| Total Bank Equity Capital | 39,085 |
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Total Interest Expense | 1,271 |
| Total Deposits | 302,212 |
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Total NonInterest Expense | 2,473 |
| Net Loans & Leases | 227,589 |
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Net Income | 1,004 |
| Loan Loss Allowance | 2,973 |
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Net Charge Offs | (22) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 46,906 |
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Total loans | 232,868 |
| Total assets for the leverage ratio | 347,669 |
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Loans secured by real estate: | 206,336 |
| Tier 1 Leverage Ratio | 12.61 |
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Commercial and industrial loans | 22,432 |
| Tier 1 Capital Ratio | 17.95 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.2 |
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Loans to individuals - Other | 4,092 |
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:· Farmers and Merchants Bank of St. Clair
