|
 |
|
|
 Legacy Bank
Legacy Bank
| RSSD ID 268828 | CERTIFICATE 19011 | ABA NUMBER 51401153 |
| 20957 Riverside Dr |
Quarter Ended : |
2025-03-31 |
| Grundy, Virginia, 24614 |
Updated : |
2025-04-25 |
| www.mylegacybank.net |
|
| Institution Profile |
| Year Opened : |
1964 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
52 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 338,579 |
|
Total Interest Income | 3,972 |
| Total Liabilities | 279,143 |
|
Total NonInterest Income | 76 |
| Total Bank Equity Capital | 59,436 |
|
Total Interest Expense | 1,408 |
| Total Deposits | 277,895 |
|
Total NonInterest Expense | 1,750 |
| Net Loans & Leases | 201,716 |
|
Net Income | 760 |
| Loan Loss Allowance | 2,906 |
|
Net Charge Offs | 12 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 75,109 |
|
Total loans | 203,413 |
| Total assets for the leverage ratio | 337,454 |
|
Loans secured by real estate: | 167,043 |
| Tier 1 Leverage Ratio | 21.4 |
|
Commercial and industrial loans | 14,670 |
| Tier 1 Capital Ratio | 30.26 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 31.47 |
|
Loans to individuals - Other | 14,531 |
|
|
|
|
:· Legacy Bank
