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 Legacy Bank
Legacy Bank
| RSSD ID 268828 | CERTIFICATE 19011 | ABA NUMBER 51401153 |
| 20957 Riverside Dr |
Quarter Ended : |
2025-12-31 |
| Grundy, Virginia, 24614 |
Updated : |
2026-01-29 |
| www.mylegacybank.net |
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| Institution Profile |
| Year Opened : |
1964 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 363,648 |
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Total Interest Income | 16,084 |
| Total Liabilities | 300,695 |
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Total NonInterest Income | 365 |
| Total Bank Equity Capital | 62,953 |
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Total Interest Expense | 5,948 |
| Total Deposits | 287,280 |
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Total NonInterest Expense | 6,857 |
| Net Loans & Leases | 233,798 |
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Net Income | 3,096 |
| Loan Loss Allowance | 2,684 |
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Net Charge Offs | 190 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 75,375 |
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Total loans | 212,800 |
| Total assets for the leverage ratio | 358,502 |
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Loans secured by real estate: | 172,397 |
| Tier 1 Leverage Ratio | 20.28 |
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Commercial and industrial loans | 13,621 |
| Tier 1 Capital Ratio | 27.11 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 28.11 |
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Loans to individuals - Other | 19,610 |
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:· Legacy Bank
