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 Winchester Co-operative Bank
Winchester Co-operative Bank
| RSSD ID 268976 | CERTIFICATE 27238 | ABA NUMBER 211371573 |
| 19 Church St |
Quarter Ended : |
2025-12-31 |
| Winchester, Massachusetts, 1890 |
Updated : |
2026-01-30 |
| www.wcbonline.com |
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| Institution Profile |
| Year Opened : |
1893 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
54 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 907,444 |
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Total Interest Income | 40,695 |
| Total Liabilities | 800,316 |
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Total NonInterest Income | 1,449 |
| Total Bank Equity Capital | 107,128 |
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Total Interest Expense | 23,049 |
| Total Deposits | 736,930 |
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Total NonInterest Expense | 13,676 |
| Net Loans & Leases | 677,312 |
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Net Income | 4,123 |
| Loan Loss Allowance | 2,375 |
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Net Charge Offs | (330) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 672,810 |
| Total assets for the leverage ratio | 898,906 |
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Loans secured by real estate: | 671,076 |
| Tier 1 Leverage Ratio | 11.92 |
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Commercial and industrial loans | 678 |
| Off Balance Sheet Exposures (%) | 9.7 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,055 |
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:· Winchester Co-operative Bank
