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 Winchester Co-operative Bank
Winchester Co-operative Bank
| RSSD ID 268976 | CERTIFICATE 27238 | ABA NUMBER 211371573 |
| 19 Church St |
Quarter Ended : |
2025-06-30 |
| Winchester, Massachusetts, 01890 |
Updated : |
2025-07-25 |
| www.wcbonline.com |
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| Institution Profile |
| Year Opened : |
1893 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
55 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 881,320 |
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Total Interest Income | 19,815 |
| Total Liabilities | 776,447 |
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Total NonInterest Income | 872 |
| Total Bank Equity Capital | 104,873 |
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Total Interest Expense | 11,440 |
| Total Deposits | 713,255 |
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Total NonInterest Expense | 6,716 |
| Net Loans & Leases | 649,416 |
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Net Income | 1,868 |
| Loan Loss Allowance | 2,083 |
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Net Charge Offs | 13 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 640,288 |
| Total assets for the leverage ratio | 874,151 |
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Loans secured by real estate: | 638,473 |
| Tier 1 Leverage Ratio | 12 |
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Commercial and industrial loans | 677 |
| Off Balance Sheet Exposures (%) | 11.01 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,138 |
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:· Winchester Co-operative Bank
