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 Community National Bank
Community National Bank
| RSSD ID 270504 | CERTIFICATE 6271 | ABA NUMBER 11601029 |
| 4811 U.S. Route 5 |
Quarter Ended : |
2025-12-31 |
| Derby, Vermont, 5855 |
Updated : |
2026-01-29 |
| www.communitynationalbank.com |
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| Institution Profile |
| Year Opened : |
1851 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
129 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,286,848 |
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Total Interest Income | 60,851 |
| Total Liabilities | 1,161,326 |
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Total NonInterest Income | 7,909 |
| Total Bank Equity Capital | 125,522 |
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Total Interest Expense | 19,046 |
| Total Deposits | 1,072,030 |
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Total NonInterest Expense | 26,726 |
| Net Loans & Leases | 955,207 |
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Net Income | 18,182 |
| Loan Loss Allowance | 10,865 |
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Net Charge Offs | 394 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 134,495 |
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Total loans | 963,997 |
| Total assets for the leverage ratio | 1,245,166 |
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Loans secured by real estate: | 767,908 |
| Tier 1 Leverage Ratio | 9.92 |
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Commercial and industrial loans | 119,454 |
| Tier 1 Capital Ratio | 14.13 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.38 |
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Loans to individuals - Other | 10,033 |
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:· Community National Bank
