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 Virginia National Bank
Virginia National Bank
| RSSD ID 2708122 | CERTIFICATE 34755 | ABA NUMBER 51408868 |
| 222 E Main St |
Quarter Ended : |
2025-12-31 |
| Charlottesville, Virginia, 22902 |
Updated : |
2026-01-29 |
| www.vnb.com |
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| Institution Profile |
| Year Opened : |
1998 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
16 |
Number of Employees : |
144 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,647,875 |
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Total Interest Income | 77,245 |
| Total Liabilities | 1,463,054 |
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Total NonInterest Income | 5,944 |
| Total Bank Equity Capital | 184,821 |
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Total Interest Expense | 25,435 |
| Total Deposits | 1,432,797 |
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Total NonInterest Expense | 31,181 |
| Net Loans & Leases | 1,229,307 |
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Net Income | 21,035 |
| Loan Loss Allowance | 8,270 |
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Net Charge Offs | 247 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 213,852 |
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Total loans | 1,228,774 |
| Total assets for the leverage ratio | 1,659,284 |
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Loans secured by real estate: | 933,737 |
| Tier 1 Leverage Ratio | 12.36 |
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Commercial and industrial loans | 263,360 |
| Tier 1 Capital Ratio | 19.36 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.19 |
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Loans to individuals - Other | 26,605 |
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:· Virginia National Bank
