|
 |
|
|
 Southern Bank
Southern Bank
| RSSD ID 272272 | CERTIFICATE 28332 | ABA NUMBER 281573259 |
| 2991 Oak Grove Rd |
Quarter Ended : |
2025-03-31 |
| Poplar Bluff, Missouri, 63901 |
Updated : |
2025-04-30 |
| www.bankwithsouthern.com |
|
| Institution Profile |
| Year Opened : |
1887 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
69 |
Number of Employees : |
713 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,925,588 |
|
Total Interest Income | 69,917 |
| Total Liabilities | 4,442,025 |
|
Total NonInterest Income | 8,157 |
| Total Bank Equity Capital | 483,563 |
|
Total Interest Expense | 30,060 |
| Total Deposits | 4,278,551 |
|
Total NonInterest Expense | 26,570 |
| Net Loans & Leases | 3,968,555 |
|
Net Income | 16,265 |
| Loan Loss Allowance | 54,940 |
|
Net Charge Offs | 1,100 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 531,668 |
|
Total loans | 4,016,267 |
| Total assets for the leverage ratio | 4,899,833 |
|
Loans secured by real estate: | 3,298,697 |
| Tier 1 Leverage Ratio | 9.82 |
|
Commercial and industrial loans | 441,444 |
| Tier 1 Capital Ratio | 11.97 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.22 |
|
Loans to individuals - Other | 54,600 |
|
|
|
|
:· Southern Bank
