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 Southern Bank
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Southern Bank
| RSSD ID 272272 | CERTIFICATE 28332 | ABA NUMBER 281573259 |
| 2991 Oak Grove Rd |
Quarter Ended : |
2026-03-31 |
| Poplar Bluff, Missouri, 63901 |
Updated : |
2026-04-30 |
| www.bankwithsouthern.com |
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| Institution Profile |
| Year Opened : |
1887 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
70 |
Number of Employees : |
721 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 5,090,783 |
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Total Interest Income | 70,951 |
| Total Liabilities | 4,559,224 |
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Total NonInterest Income | 8,437 |
| Total Bank Equity Capital | 531,559 |
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Total Interest Expense | 27,443 |
| Total Deposits | 4,355,623 |
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Total NonInterest Expense | 27,294 |
| Net Loans & Leases | 4,266,423 |
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Net Income | 18,258 |
| Loan Loss Allowance | 55,937 |
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Net Charge Offs | 374 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 577,466 |
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Total loans | 4,260,955 |
| Total assets for the leverage ratio | 5,058,750 |
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Loans secured by real estate: | 3,445,849 |
| Tier 1 Leverage Ratio | 10.38 |
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Commercial and industrial loans | 500,598 |
| Tier 1 Capital Ratio | 12.03 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.23 |
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Loans to individuals - Other | 51,847 |
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:· Southern Bank
