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 Southern Bank
Southern Bank
| RSSD ID 272272 | CERTIFICATE 28332 | ABA NUMBER 281573259 |
| 2991 Oak Grove Rd |
Quarter Ended : |
2025-09-30 |
| Poplar Bluff, Missouri, 63901 |
Updated : |
2025-10-30 |
| www.bankwithsouthern.com |
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| Institution Profile |
| Year Opened : |
1887 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
70 |
Number of Employees : |
720 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,985,672 |
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Total Interest Income | 213,567 |
| Total Liabilities | 4,472,503 |
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Total NonInterest Income | 25,121 |
| Total Bank Equity Capital | 513,169 |
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Total Interest Expense | 90,197 |
| Total Deposits | 4,300,148 |
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Total NonInterest Expense | 80,123 |
| Net Loans & Leases | 4,139,661 |
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Net Income | 48,766 |
| Loan Loss Allowance | 52,081 |
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Net Charge Offs | 10,125 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 555,406 |
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Total loans | 4,137,401 |
| Total assets for the leverage ratio | 4,960,021 |
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Loans secured by real estate: | 3,336,079 |
| Tier 1 Leverage Ratio | 10.18 |
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Commercial and industrial loans | 470,576 |
| Tier 1 Capital Ratio | 12.06 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.27 |
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Loans to individuals - Other | 55,164 |
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:· Southern Bank
