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First Central Bank McCook
First Central Bank McCook
RSSD ID 2726050 | CERTIFICATE 34995 | ABA NUMBER 104113990
904 N Highway 83 Quarter Ended : 2025-03-31
Mccook, Nebraska, 69001 Updated : 2025-04-29
www.firstcentral.com

Institution Profile
Year Opened : 1999 Institution Type : Commercial bank
Entity Type : State Federal Regulator : FDIC
Member Federal Reserve : No S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 051
Specialization : Agricultural Specialization
Number of Offices : 2 Number of Employees : 22
Related Company Filings Regulator
 CENTRAL BANCSHARES INC FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets129,265
Total Interest Income1,913
Total Liabilities116,488
Total NonInterest Income40
Total Bank Equity Capital12,777
Total Interest Expense789
Total Deposits108,812
Total NonInterest Expense1,068
Net Loans & Leases91,195
Net Income50
Loan Loss Allowance1,168
Net Charge Offs919



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital14,055
Total loans94,171
Total assets for the leverage ratio128,968
Loans secured by real estate:47,410
Tier 1 Leverage Ratio9.95
Commercial and industrial loans14,129
Tier 1 Capital Ratio12.15
Loans to individuals - Credit Cards0
Total Capital Ratio13.32
Loans to individuals - Other4,339





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury