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 First Central Bank McCook
First Central Bank McCook
| RSSD ID 2726050 | CERTIFICATE 34995 | ABA NUMBER 104113990 |
| 904 N Highway 83 |
Quarter Ended : |
2025-09-30 |
| Mccook, Nebraska, 69001 |
Updated : |
2025-10-29 |
| www.firstcentral.com |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
21 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 122,388 |
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Total Interest Income | 5,786 |
| Total Liabilities | 109,622 |
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Total NonInterest Income | 140 |
| Total Bank Equity Capital | 12,766 |
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Total Interest Expense | 2,307 |
| Total Deposits | 102,247 |
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Total NonInterest Expense | 3,031 |
| Net Loans & Leases | 87,917 |
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Net Income | (22) |
| Loan Loss Allowance | 1,504 |
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Net Charge Offs | 1,239 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 14,041 |
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Total loans | 86,470 |
| Total assets for the leverage ratio | 125,023 |
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Loans secured by real estate: | 44,435 |
| Tier 1 Leverage Ratio | 10.2 |
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Commercial and industrial loans | 12,821 |
| Tier 1 Capital Ratio | 12.45 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.7 |
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Loans to individuals - Other | 4,387 |
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:· First Central Bank McCook
