|
 |
 |
|
Peoples Savings Bank
Peoples Savings Bank
| RSSD ID 2732565 | CERTIFICATE 34973 | ABA NUMBER 73922681 |
| 400 E Iowa Ave |
Quarter Ended : |
2025-09-30 |
| Indianola, Iowa, 50125 |
Updated : |
2025-10-23 |
| www.mybankpsb.com |
|
| Institution Profile |
| Year Opened : |
1998 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
74 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
| Total Assets | 597,262 |
|
Total Interest Income | 22,254 |
| Total Liabilities | 560,263 |
|
Total NonInterest Income | 1,767 |
| Total Bank Equity Capital | 36,999 |
|
Total Interest Expense | 9,741 |
| Total Deposits | 540,117 |
|
Total NonInterest Expense | 9,457 |
| Net Loans & Leases | 315,596 |
|
Net Income | 3,104 |
| Loan Loss Allowance | 3,900 |
|
Net Charge Offs | 4,424 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
| Total capital | 65,599 |
|
Total loans | 317,950 |
| Total assets for the leverage ratio | 600,125 |
|
Loans secured by real estate: | 177,467 |
| Tier 1 Leverage Ratio | 10.28 |
|
Commercial and industrial loans | 105,713 |
| Tier 1 Capital Ratio | 14.37 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.28 |
|
Loans to individuals - Other | 1,818 |
|
|
|
|