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The Citizens State Bank
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The Citizens State Bank
| RSSD ID 273550 | CERTIFICATE 17672 | ABA NUMBER 101105079 |
| 201 S Christian Ave |
Quarter Ended : |
2026-03-31 |
| Moundridge, Kansas, 67107 |
Updated : |
2026-04-24 |
| www.thecsb.com |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
9 |
Number of Employees : |
85 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 452,672 |
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Total Interest Income | 4,961 |
| Total Liabilities | 396,327 |
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Total NonInterest Income | 490 |
| Total Bank Equity Capital | 56,345 |
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Total Interest Expense | 762 |
| Total Deposits | 386,628 |
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Total NonInterest Expense | 2,926 |
| Net Loans & Leases | 220,622 |
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Net Income | 1,946 |
| Loan Loss Allowance | 3,413 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 223,737 |
| Total assets for the leverage ratio | 446,800 |
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Loans secured by real estate: | 150,326 |
| Tier 1 Leverage Ratio | 14.24 |
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Commercial and industrial loans | 11,609 |
| Off Balance Sheet Exposures (%) | 15.79 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,570 |
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