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New Peoples Bank, Inc.
New Peoples Bank, Inc.
| RSSD ID 2736451 | CERTIFICATE 34890 | ABA NUMBER 51408897 |
| 53 Commerce Dr |
Quarter Ended : |
2025-12-31 |
| Honaker, Virginia, 24260 |
Updated : |
2026-01-30 |
| www.newpeoples.bank |
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| Institution Profile |
| Year Opened : |
1998 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
19 |
Number of Employees : |
177 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 910,158 |
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Total Interest Income | 48,490 |
| Total Liabilities | 816,028 |
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Total NonInterest Income | 10,062 |
| Total Bank Equity Capital | 94,130 |
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Total Interest Expense | 14,617 |
| Total Deposits | 799,452 |
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Total NonInterest Expense | 28,993 |
| Net Loans & Leases | 701,480 |
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Net Income | 10,881 |
| Loan Loss Allowance | 8,107 |
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Net Charge Offs | 316 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 110,159 |
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Total loans | 709,012 |
| Total assets for the leverage ratio | 933,605 |
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Loans secured by real estate: | 614,376 |
| Tier 1 Leverage Ratio | 10.93 |
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Commercial and industrial loans | 54,313 |
| Tier 1 Capital Ratio | 15.63 |
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Loans to individuals - Credit Cards | 819 |
| Total Capital Ratio | 16.88 |
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Loans to individuals - Other | 30,082 |
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