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 The First State Bank
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The First State Bank
| RSSD ID 275657 | CERTIFICATE 10503 | ABA NUMBER 101112318 |
| 206 N Pennsylvania Ave |
Quarter Ended : |
2026-03-31 |
| Ness City, Kansas, 67560 |
Updated : |
2026-04-07 |
| www.fsbnesscity.com |
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| Institution Profile |
| Year Opened : |
1916 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
11 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 85,820 |
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Total Interest Income | 890 |
| Total Liabilities | 76,679 |
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Total NonInterest Income | 162 |
| Total Bank Equity Capital | 9,141 |
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Total Interest Expense | 298 |
| Total Deposits | 76,177 |
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Total NonInterest Expense | 438 |
| Net Loans & Leases | 32,994 |
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Net Income | 301 |
| Loan Loss Allowance | 891 |
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Net Charge Offs | 4 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 14,282 |
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Total loans | 33,466 |
| Total assets for the leverage ratio | 90,658 |
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Loans secured by real estate: | 14,481 |
| Tier 1 Leverage Ratio | 14.91 |
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Commercial and industrial loans | 6,265 |
| Tier 1 Capital Ratio | 22.05 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 23.31 |
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Loans to individuals - Other | 1,446 |
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:· The First State Bank
