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MVB Bank, Inc
MVB Bank, Inc
| RSSD ID 2757205 | CERTIFICATE 34603 | ABA NUMBER 51504597 |
| 301 Virginia Ave |
Quarter Ended : |
2025-09-30 |
| Fairmont, West Virginia, 26554 |
Updated : |
2025-10-29 |
| www.mvbbanking.com |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
298 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 3,185,147 |
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Total Interest Income | 129,975 |
| Total Liabilities | 2,841,594 |
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Total NonInterest Income | 51,831 |
| Total Bank Equity Capital | 343,553 |
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Total Interest Expense | 48,413 |
| Total Deposits | 2,781,428 |
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Total NonInterest Expense | 74,585 |
| Net Loans & Leases | 2,236,064 |
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Net Income | 36,010 |
| Loan Loss Allowance | 23,322 |
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Net Charge Offs | 1,712 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 2,181,646 |
| Total assets for the leverage ratio | 3,233,129 |
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Loans secured by real estate: | 1,729,264 |
| Tier 1 Leverage Ratio | 11.1 |
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Commercial and industrial loans | 428,407 |
| Off Balance Sheet Exposures (%) | 12.67 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 19,949 |
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