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 First National Bank of Hereford
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First National Bank of Hereford
| RSSD ID 2759629 | CERTIFICATE 34918 | ABA NUMBER 111324293 |
| 301 W 3rd St |
Quarter Ended : |
2026-03-31 |
| Hereford, Texas, 79045 |
Updated : |
2026-04-30 |
| www.fnbhereford.com |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
52 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 362,673 |
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Total Interest Income | 5,495 |
| Total Liabilities | 322,983 |
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Total NonInterest Income | 480 |
| Total Bank Equity Capital | 39,690 |
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Total Interest Expense | 1,494 |
| Total Deposits | 319,396 |
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Total NonInterest Expense | 2,412 |
| Net Loans & Leases | 281,830 |
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Net Income | 1,959 |
| Loan Loss Allowance | 3,621 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 290,883 |
| Total assets for the leverage ratio | 348,108 |
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Loans secured by real estate: | 98,176 |
| Tier 1 Leverage Ratio | 11.96 |
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Commercial and industrial loans | 58,474 |
| Off Balance Sheet Exposures (%) | 24.53 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,806 |
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:· First National Bank of Hereford
