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 First National Bank of Hereford
First National Bank of Hereford
| RSSD ID 2759629 | CERTIFICATE 34918 | ABA NUMBER 111324293 |
| 301 W 3rd St |
Quarter Ended : |
2025-09-30 |
| Hereford, Texas, 79045 |
Updated : |
2025-10-30 |
| www.fnbhereford.com |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
54 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 332,160 |
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Total Interest Income | 15,680 |
| Total Liabilities | 294,876 |
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Total NonInterest Income | 1,210 |
| Total Bank Equity Capital | 37,284 |
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Total Interest Expense | 4,656 |
| Total Deposits | 291,179 |
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Total NonInterest Expense | 6,790 |
| Net Loans & Leases | 270,124 |
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Net Income | 4,869 |
| Loan Loss Allowance | 3,256 |
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Net Charge Offs | 31 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 42,620 |
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Total loans | 270,000 |
| Total assets for the leverage ratio | 328,935 |
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Loans secured by real estate: | 95,183 |
| Tier 1 Leverage Ratio | 11.94 |
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Commercial and industrial loans | 54,463 |
| Tier 1 Capital Ratio | 13.23 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.35 |
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Loans to individuals - Other | 3,833 |
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:· First National Bank of Hereford
