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 American State Bank
American State Bank
| RSSD ID 276645 | CERTIFICATE 26944 | ABA NUMBER 73922403 |
| 1000 Jeffreys Dr |
Quarter Ended : |
2025-09-30 |
| Osceola, Iowa, 50213 |
Updated : |
2025-10-30 |
| www.americanstatebank.com |
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| Institution Profile |
| Year Opened : |
1987 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
36 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 336,167 |
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Total Interest Income | 14,143 |
| Total Liabilities | 303,030 |
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Total NonInterest Income | 1,783 |
| Total Bank Equity Capital | 33,137 |
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Total Interest Expense | 4,640 |
| Total Deposits | 260,723 |
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Total NonInterest Expense | 5,868 |
| Net Loans & Leases | 233,969 |
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Net Income | 5,029 |
| Loan Loss Allowance | 2,822 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 236,211 |
| Total assets for the leverage ratio | 334,319 |
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Loans secured by real estate: | 154,577 |
| Tier 1 Leverage Ratio | 11.22 |
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Commercial and industrial loans | 29,299 |
| Off Balance Sheet Exposures (%) | 1.66 |
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Loans to individuals - Credit Cards | 50 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 12,445 |
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:· American State Bank
