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 BayFirst National Bank
BayFirst National Bank
| RSSD ID 2771694 | CERTIFICATE 34997 | ABA NUMBER 63114551 |
| 700 Central Ave |
Quarter Ended : |
2025-09-30 |
| Saint Petersburg, Florida, 33701 |
Updated : |
2025-10-30 |
| www.bayfirstfinancial.com |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
237 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,344,425 |
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Total Interest Income | 64,844 |
| Total Liabilities | 1,248,755 |
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Total NonInterest Income | 18,393 |
| Total Bank Equity Capital | 95,670 |
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Total Interest Expense | 29,908 |
| Total Deposits | 1,172,047 |
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Total NonInterest Expense | 57,897 |
| Net Loans & Leases | 974,198 |
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Net Income | (19,824) |
| Loan Loss Allowance | 24,485 |
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Net Charge Offs | 13,394 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 102,016 |
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Total loans | 1,134,911 |
| Total assets for the leverage ratio | 1,336,461 |
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Loans secured by real estate: | 733,708 |
| Tier 1 Leverage Ratio | 6.64 |
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Commercial and industrial loans | 314,318 |
| Tier 1 Capital Ratio | 8.44 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 9.71 |
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Loans to individuals - Other | 93,106 |
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:· BayFirst National Bank
