|
 |
|
|
 Bank of the James
|
Bank of the James
| RSSD ID 2787770 | CERTIFICATE 35207 | ABA NUMBER 51409016 |
| 828 Main St |
Quarter Ended : |
2026-06-30 |
| Lynchburg, Virginia, 24504 |
Updated : |
2026-07-29 |
| www.bankofthejames.bank |
|
| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
22 |
Number of Employees : |
163 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,033,600 |
|
Total Interest Income | 24,328 |
| Total Liabilities | 951,960 |
|
Total NonInterest Income | 5,423 |
| Total Bank Equity Capital | 81,640 |
|
Total Interest Expense | 5,875 |
| Total Deposits | 938,136 |
|
Total NonInterest Expense | 17,202 |
| Net Loans & Leases | 686,084 |
|
Net Income | 5,228 |
| Loan Loss Allowance | 6,597 |
|
Net Charge Offs | 171 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 105,732 |
|
Total loans | 667,341 |
| Total assets for the leverage ratio | 1,050,767 |
|
Loans secured by real estate: | 595,265 |
| Tier 1 Leverage Ratio | 9.38 |
|
Commercial and industrial loans | 62,650 |
| Tier 1 Capital Ratio | 11.8 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.66 |
|
Loans to individuals - Other | 14,706 |
|
|
|
|
:· Bank of the James
