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 Southern Bank of Tennessee
Southern Bank of Tennessee
| RSSD ID 2793593 | CERTIFICATE 34847 | ABA NUMBER 64208453 |
| 675 N Mount Juliet Rd |
Quarter Ended : |
2025-03-31 |
| Mount Juliet, Tennessee, 37122 |
Updated : |
2025-04-29 |
| www.southernbankoftn.com |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
70 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 469,103 |
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Total Interest Income | 6,753 |
| Total Liabilities | 426,552 |
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Total NonInterest Income | 249 |
| Total Bank Equity Capital | 42,551 |
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Total Interest Expense | 2,963 |
| Total Deposits | 407,884 |
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Total NonInterest Expense | 3,028 |
| Net Loans & Leases | 350,559 |
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Net Income | 882 |
| Loan Loss Allowance | 3,040 |
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Net Charge Offs | 18 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 44,635 |
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Total loans | 335,670 |
| Total assets for the leverage ratio | 456,297 |
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Loans secured by real estate: | 302,259 |
| Tier 1 Leverage Ratio | 9.05 |
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Commercial and industrial loans | 26,467 |
| Tier 1 Capital Ratio | 11 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.9 |
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Loans to individuals - Other | 6,557 |
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:· Southern Bank of Tennessee
