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 First Central Savings Bank
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First Central Savings Bank
| RSSD ID 2797359 | CERTIFICATE 34969 | ABA NUMBER 26072973 |
| 70 Glen St |
Quarter Ended : |
2026-03-31 |
| Glen Cove, New York, 11542 |
Updated : |
2026-04-29 |
| FIRSTCENTRALSAVINGS.COM |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
106 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 960,143 |
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Total Interest Income | 14,134 |
| Total Liabilities | 862,655 |
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Total NonInterest Income | 2,145 |
| Total Bank Equity Capital | 97,488 |
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Total Interest Expense | 5,899 |
| Total Deposits | 827,268 |
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Total NonInterest Expense | 7,046 |
| Net Loans & Leases | 843,277 |
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Net Income | 2,482 |
| Loan Loss Allowance | 7,458 |
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Net Charge Offs | (13) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 108,278 |
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Total loans | 848,698 |
| Total assets for the leverage ratio | 974,443 |
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Loans secured by real estate: | 825,968 |
| Tier 1 Leverage Ratio | 10.31 |
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Commercial and industrial loans | 22,641 |
| Tier 1 Capital Ratio | 14.61 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.75 |
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Loans to individuals - Other | 8 |
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:· First Central Savings Bank
