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 West Central Georgia Bank
West Central Georgia Bank
| RSSD ID 280138 | CERTIFICATE 21526 | ABA NUMBER 61102523 |
| 617 N Church St |
Quarter Ended : |
2025-09-30 |
| Thomaston, Georgia, 30286 |
Updated : |
2025-10-06 |
| www.wcgb.com |
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| Institution Profile |
| Year Opened : |
1974 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
25 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 158,677 |
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Total Interest Income | 5,943 |
| Total Liabilities | 125,210 |
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Total NonInterest Income | 897 |
| Total Bank Equity Capital | 33,467 |
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Total Interest Expense | 1,201 |
| Total Deposits | 122,537 |
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Total NonInterest Expense | 3,345 |
| Net Loans & Leases | 78,478 |
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Net Income | 1,709 |
| Loan Loss Allowance | 1,710 |
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Net Charge Offs | 73 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 79,693 |
| Total assets for the leverage ratio | 157,778 |
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Loans secured by real estate: | 68,939 |
| Tier 1 Leverage Ratio | 22.87 |
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Commercial and industrial loans | 4,895 |
| Off Balance Sheet Exposures (%) | 2.24 |
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Loans to individuals - Credit Cards | 411 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,301 |
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:· West Central Georgia Bank
