|
 |
 |
|
Capital Bank, National Association
Capital Bank, National Association
| RSSD ID 2808602 | CERTIFICATE 35278 | ABA NUMBER 55003340 |
| 2275 Research Blvd |
Quarter Ended : |
2025-09-30 |
| Rockville, Maryland, 20850 |
Updated : |
2025-11-13 |
| www.capitalbankmd.com |
|
| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
422 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
| Total Assets | 3,328,022 |
|
Total Interest Income | 189,811 |
| Total Liabilities | 3,003,496 |
|
Total NonInterest Income | 23,158 |
| Total Bank Equity Capital | 324,526 |
|
Total Interest Expense | 46,121 |
| Total Deposits | 2,935,519 |
|
Total NonInterest Expense | 107,785 |
| Net Loans & Leases | 2,724,950 |
|
Net Income | 36,666 |
| Loan Loss Allowance | 52,429 |
|
Net Charge Offs | 10,007 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
| Total capital | 341,621 |
|
Total loans | 2,758,694 |
| Total assets for the leverage ratio | 3,303,230 |
|
Loans secured by real estate: | 1,980,230 |
| Tier 1 Leverage Ratio | 9.34 |
|
Commercial and industrial loans | 608,290 |
| Tier 1 Capital Ratio | 11.69 |
|
Loans to individuals - Credit Cards | 129,100 |
| Total Capital Ratio | 12.95 |
|
Loans to individuals - Other | 1,425 |
|
|
|
|