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Millennium Bank
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Millennium Bank
| RSSD ID 2820604 | CERTIFICATE 35138 | ABA NUMBER 64208518 |
| 6392 Artesian Cir |
Quarter Ended : |
2026-03-31 |
| Ooltewah, Tennessee, 37363 |
Updated : |
2026-04-29 |
| www.ngnb.bank |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
122 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 789,073 |
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Total Interest Income | 11,389 |
| Total Liabilities | 716,360 |
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Total NonInterest Income | 478 |
| Total Bank Equity Capital | 72,713 |
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Total Interest Expense | 3,111 |
| Total Deposits | 705,656 |
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Total NonInterest Expense | 7,121 |
| Net Loans & Leases | 609,763 |
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Net Income | 1,213 |
| Loan Loss Allowance | 7,771 |
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Net Charge Offs | 3 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 73,092 |
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Total loans | 614,025 |
| Total assets for the leverage ratio | 780,086 |
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Loans secured by real estate: | 530,514 |
| Tier 1 Leverage Ratio | 8.33 |
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Commercial and industrial loans | 76,591 |
| Tier 1 Capital Ratio | 10 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.25 |
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Loans to individuals - Other | 3,652 |
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