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 Elderton State Bank
Elderton State Bank
| RSSD ID 282824 | CERTIFICATE 12985 | ABA NUMBER 43315147 |
| 143 N Main St |
Quarter Ended : |
2025-09-30 |
| Elderton, Pennsylvania, 15736 |
Updated : |
2025-10-29 |
| www.eldertonbank.com |
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| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
55 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 426,130 |
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Total Interest Income | 17,328 |
| Total Liabilities | 374,588 |
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Total NonInterest Income | 862 |
| Total Bank Equity Capital | 51,542 |
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Total Interest Expense | 7,157 |
| Total Deposits | 335,438 |
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Total NonInterest Expense | 5,484 |
| Net Loans & Leases | 353,621 |
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Net Income | 4,492 |
| Loan Loss Allowance | 4,767 |
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Net Charge Offs | 453 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 355,035 |
| Total assets for the leverage ratio | 425,473 |
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Loans secured by real estate: | 265,638 |
| Tier 1 Leverage Ratio | 12.33 |
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Commercial and industrial loans | 80,676 |
| Off Balance Sheet Exposures (%) | 12.78 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,140 |
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:· Elderton State Bank
