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 Cogent Bank
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Cogent Bank
| RSSD ID 2847142 | CERTIFICATE 34908 | ABA NUMBER 63114661 |
| 420 S Orange Ave |
Quarter Ended : |
2026-03-31 |
| Orlando, Florida, 32801 |
Updated : |
2026-04-29 |
| WWW.cogentbank.net |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
263 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,444,828 |
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Total Interest Income | 39,993 |
| Total Liabilities | 2,215,632 |
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Total NonInterest Income | 4,889 |
| Total Bank Equity Capital | 229,196 |
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Total Interest Expense | 12,240 |
| Total Deposits | 2,150,278 |
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Total NonInterest Expense | 15,396 |
| Net Loans & Leases | 1,869,651 |
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Net Income | 12,873 |
| Loan Loss Allowance | 20,594 |
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Net Charge Offs | (18) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 247,469 |
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Total loans | 1,853,717 |
| Total assets for the leverage ratio | 2,459,634 |
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Loans secured by real estate: | 1,019,093 |
| Tier 1 Leverage Ratio | 9.2 |
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Commercial and industrial loans | 826,901 |
| Tier 1 Capital Ratio | 10.86 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.88 |
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Loans to individuals - Other | 7,723 |
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:· Cogent Bank
