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First Capital Bank
First Capital Bank
RSSD ID 2849463 | CERTIFICATE 34966 | ABA NUMBER 53274061 |
304 Meeting St |
Quarter Ended : |
2025-03-31 |
Charleston, South Carolina, 29401 |
Updated : |
2025-05-02 |
www.fcbcarolinas.com |
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Institution Profile |
Year Opened : |
1999 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FED |
Member Federal Reserve : |
Yes |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
5 |
Number of Employees : |
87 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 1,012,100 |
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Total Interest Income | 15,074 |
Total Liabilities | 919,553 |
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Total NonInterest Income | 271 |
Total Bank Equity Capital | 92,547 |
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Total Interest Expense | 7,161 |
Total Deposits | 834,148 |
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Total NonInterest Expense | 4,853 |
Net Loans & Leases | 842,264 |
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Net Income | 2,086 |
Loan Loss Allowance | 8,703 |
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Net Charge Offs | (2) |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 102,441 |
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Total loans | 847,881 |
Total assets for the leverage ratio | 975,570 |
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Loans secured by real estate: | 795,074 |
Tier 1 Leverage Ratio | 9.56 |
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Commercial and industrial loans | 45,045 |
Tier 1 Capital Ratio | 11.64 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 12.78 |
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Loans to individuals - Other | 7,762 |
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