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American Community Bank & Trust
American Community Bank & Trust
RSSD ID 2869162 | CERTIFICATE 35412 | ABA NUMBER 71926045 |
1290 Lake Ave |
Quarter Ended : |
2025-03-31 |
Woodstock, Illinois, 60098 |
Updated : |
2025-04-16 |
www.amcombank.com |
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Institution Profile |
Year Opened : |
2000 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
5 |
Number of Employees : |
88 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 1,037,593 |
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Total Interest Income | 13,243 |
Total Liabilities | 926,762 |
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Total NonInterest Income | 1,298 |
Total Bank Equity Capital | 110,831 |
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Total Interest Expense | 4,572 |
Total Deposits | 887,589 |
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Total NonInterest Expense | 5,175 |
Net Loans & Leases | 669,854 |
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Net Income | 3,152 |
Loan Loss Allowance | 8,226 |
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Net Charge Offs | 137 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Community Bank Leverage Ratio | Yes |
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Total loans | 681,338 |
Total assets for the leverage ratio | 1,032,179 |
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Loans secured by real estate: | 483,163 |
Tier 1 Leverage Ratio | 11.04 |
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Commercial and industrial loans | 184,143 |
Off Balance Sheet Exposures (%) | 15.27 |
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Loans to individuals - Credit Cards | 0 |
Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 598 |
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