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American Community Bank & Trust
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American Community Bank & Trust
| RSSD ID 2869162 | CERTIFICATE 35412 | ABA NUMBER 71926045 |
| 1290 Lake Ave |
Quarter Ended : |
2026-03-31 |
| Woodstock, Illinois, 60098 |
Updated : |
2026-04-23 |
| www.amcombank.com |
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| Institution Profile |
| Year Opened : |
2000 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
99 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,173,282 |
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Total Interest Income | 15,154 |
| Total Liabilities | 1,055,333 |
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Total NonInterest Income | 1,559 |
| Total Bank Equity Capital | 117,949 |
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Total Interest Expense | 4,385 |
| Total Deposits | 1,011,466 |
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Total NonInterest Expense | 5,997 |
| Net Loans & Leases | 772,815 |
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Net Income | 4,189 |
| Loan Loss Allowance | 9,870 |
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Net Charge Offs | (225) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 778,896 |
| Total assets for the leverage ratio | 1,146,173 |
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Loans secured by real estate: | 537,262 |
| Tier 1 Leverage Ratio | 10.43 |
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Commercial and industrial loans | 229,420 |
| Off Balance Sheet Exposures (%) | 13.47 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 434 |
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