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 American Community Bank
American Community Bank
| RSSD ID 2871558 | CERTIFICATE 35033 | ABA NUMBER 21413388 |
| 300 Glen St |
Quarter Ended : |
2025-12-31 |
| Glen Cove, New York, 11542 |
Updated : |
2026-01-30 |
| www.acbalways.com |
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| Institution Profile |
| Year Opened : |
2000 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
47 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 321,435 |
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Total Interest Income | 17,336 |
| Total Liabilities | 282,186 |
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Total NonInterest Income | 1,386 |
| Total Bank Equity Capital | 39,249 |
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Total Interest Expense | 4,772 |
| Total Deposits | 262,109 |
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Total NonInterest Expense | 9,528 |
| Net Loans & Leases | 234,361 |
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Net Income | 3,118 |
| Loan Loss Allowance | 2,949 |
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Net Charge Offs | 12 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 243,521 |
| Total assets for the leverage ratio | 323,436 |
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Loans secured by real estate: | 237,245 |
| Tier 1 Leverage Ratio | 12.6 |
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Commercial and industrial loans | 5,797 |
| Off Balance Sheet Exposures (%) | 5.34 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 8 |
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:· American Community Bank
