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Peoples Bank & Trust Company
Peoples Bank & Trust Company
| RSSD ID 28732 | CERTIFICATE 1475 | ABA NUMBER 64102384 |
| 1203 Hillsboro Blvd |
Quarter Ended : |
2025-09-30 |
| Manchester, Tennessee, 37355 |
Updated : |
2025-10-16 |
| www.bankwithpeoples.com |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
28 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 170,073 |
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Total Interest Income | 7,254 |
| Total Liabilities | 147,453 |
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Total NonInterest Income | 607 |
| Total Bank Equity Capital | 22,620 |
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Total Interest Expense | 1,414 |
| Total Deposits | 145,636 |
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Total NonInterest Expense | 3,269 |
| Net Loans & Leases | 112,568 |
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Net Income | 2,253 |
| Loan Loss Allowance | 1,526 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 111,223 |
| Total assets for the leverage ratio | 170,163 |
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Loans secured by real estate: | 96,103 |
| Tier 1 Leverage Ratio | 13.7 |
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Commercial and industrial loans | 8,478 |
| Off Balance Sheet Exposures (%) | 16.1 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,027 |
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