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 Cypress Bank & Trust
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Cypress Bank & Trust
| RSSD ID 2873598 | CERTIFICATE 35506 | ABA NUMBER 63117024 |
| 6115 N Wickham Rd |
Quarter Ended : |
2026-03-31 |
| Melbourne, Florida, 32940 |
Updated : |
2026-04-30 |
| www.cypressbanktrust.com |
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| Institution Profile |
| Year Opened : |
1996 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
55 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 221,102 |
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Total Interest Income | 2,967 |
| Total Liabilities | 193,261 |
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Total NonInterest Income | 2,915 |
| Total Bank Equity Capital | 27,841 |
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Total Interest Expense | 997 |
| Total Deposits | 185,248 |
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Total NonInterest Expense | 3,855 |
| Net Loans & Leases | 159,330 |
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Net Income | 698 |
| Loan Loss Allowance | 1,735 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 158,766 |
| Total assets for the leverage ratio | 218,687 |
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Loans secured by real estate: | 139,559 |
| Tier 1 Leverage Ratio | 12.62 |
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Commercial and industrial loans | 13,122 |
| Off Balance Sheet Exposures (%) | 6.8 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,558 |
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:· Cypress Bank & Trust
