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Citizens First Bank
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Citizens First Bank
| RSSD ID 2882983 | CERTIFICATE 35477 | ABA NUMBER 73922762 |
| 1442 Lincoln Way |
Quarter Ended : |
2026-03-31 |
| Clinton, Iowa, 52732 |
Updated : |
2026-04-28 |
| www.gocfb.bank |
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| Institution Profile |
| Year Opened : |
2000 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
51 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 359,325 |
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Total Interest Income | 4,814 |
| Total Liabilities | 336,560 |
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Total NonInterest Income | 484 |
| Total Bank Equity Capital | 22,765 |
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Total Interest Expense | 2,150 |
| Total Deposits | 288,929 |
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Total NonInterest Expense | 2,041 |
| Net Loans & Leases | 273,770 |
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Net Income | 922 |
| Loan Loss Allowance | 3,204 |
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Net Charge Offs | 232 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 33,492 |
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Total loans | 277,036 |
| Total assets for the leverage ratio | 363,617 |
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Loans secured by real estate: | 189,122 |
| Tier 1 Leverage Ratio | 8.32 |
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Commercial and industrial loans | 54,548 |
| Tier 1 Capital Ratio | 9.87 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 10.93 |
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Loans to individuals - Other | 4,821 |
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