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 Farmers and Merchants Trust Company of Chambersburg
Farmers and Merchants Trust Company of Chambersburg
| RSSD ID 289515 | CERTIFICATE 8405 | ABA NUMBER 31304306 |
| 20 S Main St |
Quarter Ended : |
2025-03-31 |
| Chambersburg, Pennsylvania, 17201 |
Updated : |
2025-04-29 |
| fmtrust.bank |
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| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
25 |
Number of Employees : |
313 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,258,716 |
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Total Interest Income | 27,561 |
| Total Liabilities | 2,097,948 |
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Total NonInterest Income | 4,677 |
| Total Bank Equity Capital | 160,768 |
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Total Interest Expense | 11,187 |
| Total Deposits | 1,877,554 |
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Total NonInterest Expense | 14,619 |
| Net Loans & Leases | 1,437,747 |
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Net Income | 4,536 |
| Loan Loss Allowance | 18,444 |
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Net Charge Offs | (41) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 203,671 |
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Total loans | 1,421,574 |
| Total assets for the leverage ratio | 2,227,080 |
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Loans secured by real estate: | 1,179,211 |
| Tier 1 Leverage Ratio | 8.24 |
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Commercial and industrial loans | 119,579 |
| Tier 1 Capital Ratio | 11.44 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.69 |
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Loans to individuals - Other | 8,130 |
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:· Farmers and Merchants Trust Company of Chambersburg
