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 Guaranty Bank and Trust Company
Guaranty Bank and Trust Company
| RSSD ID 289739 | CERTIFICATE 17767 | ABA NUMBER 65204980 |
| 175 New Roads St |
Quarter Ended : |
2025-03-31 |
| New Roads, Louisiana, 70760 |
Updated : |
2025-04-23 |
| guaranty-bnk.com |
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| Institution Profile |
| Year Opened : |
1957 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
75 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 321,488 |
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Total Interest Income | 4,580 |
| Total Liabilities | 281,997 |
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Total NonInterest Income | 183 |
| Total Bank Equity Capital | 39,491 |
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Total Interest Expense | 1,059 |
| Total Deposits | 281,239 |
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Total NonInterest Expense | 2,445 |
| Net Loans & Leases | 219,336 |
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Net Income | 933 |
| Loan Loss Allowance | 2,163 |
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Net Charge Offs | 118 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 44,031 |
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Total loans | 214,165 |
| Total assets for the leverage ratio | 320,859 |
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Loans secured by real estate: | 182,999 |
| Tier 1 Leverage Ratio | 13.05 |
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Commercial and industrial loans | 9,528 |
| Tier 1 Capital Ratio | 21.66 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 22.78 |
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Loans to individuals - Other | 5,430 |
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:· Guaranty Bank and Trust Company
