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Hamlin Bank and Trust Company
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Hamlin Bank and Trust Company
| RSSD ID 291611 | CERTIFICATE 11113 | ABA NUMBER 31309505 |
| 333 W Main St |
Quarter Ended : |
2026-03-31 |
| Smethport, Pennsylvania, 16749 |
Updated : |
2026-04-30 |
| www.hamlinbank.com |
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| Institution Profile |
| Year Opened : |
1863 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
98 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 495,683 |
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Total Interest Income | 5,792 |
| Total Liabilities | 397,831 |
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Total NonInterest Income | 333 |
| Total Bank Equity Capital | 97,852 |
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Total Interest Expense | 1,753 |
| Total Deposits | 389,028 |
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Total NonInterest Expense | 2,875 |
| Net Loans & Leases | 299,318 |
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Net Income | 1,320 |
| Loan Loss Allowance | 3,219 |
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Net Charge Offs | 113 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 303,019 |
| Total assets for the leverage ratio | 479,103 |
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Loans secured by real estate: | 276,157 |
| Tier 1 Leverage Ratio | 19.77 |
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Commercial and industrial loans | 6,236 |
| Off Balance Sheet Exposures (%) | 2 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 20,288 |
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