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 Hamlin Bank and Trust Company
Hamlin Bank and Trust Company
| RSSD ID 291611 | CERTIFICATE 11113 | ABA NUMBER 31309505 |
| 333 W Main St |
Quarter Ended : |
2025-12-31 |
| Smethport, Pennsylvania, 16749 |
Updated : |
2026-01-30 |
| www.hamlinbank.com |
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| Institution Profile |
| Year Opened : |
1863 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
98 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 481,511 |
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Total Interest Income | 21,517 |
| Total Liabilities | 384,335 |
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Total NonInterest Income | 1,434 |
| Total Bank Equity Capital | 97,176 |
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Total Interest Expense | 6,449 |
| Total Deposits | 373,327 |
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Total NonInterest Expense | 11,826 |
| Net Loans & Leases | 300,331 |
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Net Income | 6,875 |
| Loan Loss Allowance | 3,263 |
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Net Charge Offs | 315 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 301,372 |
| Total assets for the leverage ratio | 467,767 |
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Loans secured by real estate: | 273,360 |
| Tier 1 Leverage Ratio | 20.04 |
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Commercial and industrial loans | 6,822 |
| Off Balance Sheet Exposures (%) | 2.27 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 20,883 |
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:· Hamlin Bank and Trust Company
