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POINTWEST BANK
POINTWEST BANK
RSSD ID 292467 | CERTIFICATE 13600 | ABA NUMBER 111905133 |
200 W Oak St |
Quarter Ended : |
2025-03-31 |
West, Texas, 76691 |
Updated : |
2025-04-29 |
www.pointwestbank.com |
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Institution Profile |
Year Opened : |
1893 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
Yes |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Mortgage Lending Specialization |
Number of Offices : |
4 |
Number of Employees : |
26 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 130,244 |
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Total Interest Income | 1,426 |
Total Liabilities | 119,505 |
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Total NonInterest Income | 281 |
Total Bank Equity Capital | 10,739 |
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Total Interest Expense | 123 |
Total Deposits | 117,357 |
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Total NonInterest Expense | 1,039 |
Net Loans & Leases | 47,462 |
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Net Income | 545 |
Loan Loss Allowance | 501 |
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Net Charge Offs | (3) |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 15,935 |
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Total loans | 47,886 |
Total assets for the leverage ratio | 130,187 |
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Loans secured by real estate: | 32,088 |
Tier 1 Leverage Ratio | 11.85 |
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Commercial and industrial loans | 4,027 |
Tier 1 Capital Ratio | 28.69 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 29.63 |
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Loans to individuals - Other | 9,473 |
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