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Cornerstone National Bank & Trust Company
Cornerstone National Bank & Trust Company
RSSD ID 2929392 | CERTIFICATE 57061 | ABA NUMBER 71926155 |
1 W Northwest Hwy |
Quarter Ended : |
2025-03-31 |
Palatine, Illinois, 60067 |
Updated : |
2025-04-24 |
www.cnbtc.bank |
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Institution Profile |
Year Opened : |
2000 |
Institution Type : |
Commercial bank |
Entity Type : |
Federal |
Federal Regulator : |
OCC |
Member Federal Reserve : |
Yes |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
5 |
Number of Employees : |
97 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 997,764 |
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Total Interest Income | 12,741 |
Total Liabilities | 899,034 |
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Total NonInterest Income | 1,323 |
Total Bank Equity Capital | 98,730 |
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Total Interest Expense | 4,136 |
Total Deposits | 892,930 |
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Total NonInterest Expense | 6,832 |
Net Loans & Leases | 649,471 |
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Net Income | 2,259 |
Loan Loss Allowance | 8,731 |
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Net Charge Offs | 0 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 110,990 |
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Total loans | 654,428 |
Total assets for the leverage ratio | 991,595 |
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Loans secured by real estate: | 463,762 |
Tier 1 Leverage Ratio | 10.29 |
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Commercial and industrial loans | 185,976 |
Tier 1 Capital Ratio | 13.18 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 14.33 |
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Loans to individuals - Other | 2,283 |
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