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 The Citizens Bank of Winfield
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The Citizens Bank of Winfield
| RSSD ID 293437 | CERTIFICATE 52 | ABA NUMBER 62204938 |
| 236 Bankhead Hwy |
Quarter Ended : |
2026-03-31 |
| Winfield, Alabama, 35594 |
Updated : |
2026-04-30 |
| www.cbwinfield.com |
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| Institution Profile |
| Year Opened : |
1920 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
35 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 293,444 |
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Total Interest Income | 3,724 |
| Total Liabilities | 266,621 |
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Total NonInterest Income | 232 |
| Total Bank Equity Capital | 26,823 |
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Total Interest Expense | 1,926 |
| Total Deposits | 219,430 |
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Total NonInterest Expense | 1,370 |
| Net Loans & Leases | 112,764 |
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Net Income | 358 |
| Loan Loss Allowance | 1,066 |
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Net Charge Offs | 114 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 113,293 |
| Total assets for the leverage ratio | 329,561 |
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Loans secured by real estate: | 65,686 |
| Tier 1 Leverage Ratio | 17.48 |
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Commercial and industrial loans | 18,416 |
| Off Balance Sheet Exposures (%) | 3.01 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 20,990 |
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:· The Citizens Bank of Winfield
