|
 |
 |
|
FIRST COMMERCIAL BANK
FIRST COMMERCIAL BANK
RSSD ID 2948058 | CERTIFICATE 57069 | ABA NUMBER 65306189 |
4450 Old Canton Rd |
Quarter Ended : |
2025-03-31 |
Jackson, Mississippi, 39211 |
Updated : |
2025-05-01 |
www.firstcommercialbk.com |
|
Institution Profile |
Year Opened : |
2000 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
051 |
|
Specialization : |
Commercial Lending Specialization |
Number of Offices : |
5 |
Number of Employees : |
104 |
|
|
|
|
|
Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
Total Assets | 889,292 |
|
Total Interest Income | 12,310 |
Total Liabilities | 792,036 |
|
Total NonInterest Income | 1,426 |
Total Bank Equity Capital | 97,256 |
|
Total Interest Expense | 5,101 |
Total Deposits | 772,678 |
|
Total NonInterest Expense | 6,421 |
Net Loans & Leases | 786,680 |
|
Net Income | 1,623 |
Loan Loss Allowance | 8,008 |
|
Net Charge Offs | (2) |
|
|
|
Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
Total capital | 105,663 |
|
Total loans | 797,871 |
Total assets for the leverage ratio | 888,477 |
|
Loans secured by real estate: | 634,840 |
Tier 1 Leverage Ratio | 10.91 |
|
Commercial and industrial loans | 152,727 |
Tier 1 Capital Ratio | 12.52 |
|
Loans to individuals - Credit Cards | 789 |
Total Capital Ratio | 13.65 |
|
Loans to individuals - Other | 7,588 |
|
|
|
|