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Traditions First Bank
Traditions First Bank
| RSSD ID 2963864 | CERTIFICATE 57092 | ABA NUMBER 64108650 |
| 5745 E Main St |
Quarter Ended : |
2025-09-30 |
| Erin, Tennessee, 37061 |
Updated : |
2025-10-20 |
| www.traditionsfirst.com |
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| Institution Profile |
| Year Opened : |
2000 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
46 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 328,087 |
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Total Interest Income | 13,510 |
| Total Liabilities | 298,148 |
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Total NonInterest Income | 742 |
| Total Bank Equity Capital | 29,939 |
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Total Interest Expense | 5,303 |
| Total Deposits | 290,628 |
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Total NonInterest Expense | 6,288 |
| Net Loans & Leases | 240,021 |
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Net Income | 1,982 |
| Loan Loss Allowance | 1,823 |
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Net Charge Offs | 8 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 236,760 |
| Total assets for the leverage ratio | 320,726 |
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Loans secured by real estate: | 222,567 |
| Tier 1 Leverage Ratio | 9.91 |
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Commercial and industrial loans | 9,970 |
| Off Balance Sheet Exposures (%) | 14.02 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,345 |
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