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The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC
The Home Savings and Loan Company of Kenton, Ohio, DBA HSLC
| RSSD ID 296474 | CERTIFICATE 29571 | ABA NUMBER 241271203 |
| 116 E Franklin St |
Quarter Ended : |
2025-09-30 |
| Kenton, Ohio, 43326 |
Updated : |
2025-10-22 |
| www.hslc.bank |
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| Institution Profile |
| Year Opened : |
1888 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
30 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 235,316 |
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Total Interest Income | 9,513 |
| Total Liabilities | 194,566 |
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Total NonInterest Income | 474 |
| Total Bank Equity Capital | 40,750 |
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Total Interest Expense | 3,925 |
| Total Deposits | 185,911 |
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Total NonInterest Expense | 4,944 |
| Net Loans & Leases | 184,612 |
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Net Income | 798 |
| Loan Loss Allowance | 1,934 |
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Net Charge Offs | 29 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 183,508 |
| Total assets for the leverage ratio | 234,069 |
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Loans secured by real estate: | 149,573 |
| Tier 1 Leverage Ratio | 17.29 |
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Commercial and industrial loans | 26,098 |
| Off Balance Sheet Exposures (%) | 9.56 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,875 |
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